Of course, adding an authorized user is not as simple as gaining access to additional benefits. As the primary cardholder, you are responsible for all charges on your account, including those charged by others. For this reason, you should only add other cardholders you completely trust to not run up your balance. Remember, too, that you must pay your Amex Platinum balance in full each month (though you should really do this with all credit cards).

You’ll also receive various account management tools that allow you to simplify expenses and get helpful answers to any business needs. Cardholders receive Relationship Care® Service, which offers 24/7 support from representatives who are trained to understand business needs. Small business cards, like the Blue Business® Plus Credit Card from American Express, are a great asset for business owners that want to streamline business expenses while earning rewards. And when you book rooms through The Hotel Collection with American Express Travel, you can receive a $100 experience credit to spend on qualifying dining, spa and resort activities.

1. As a premium card, it’s a good bet you’ll need a credit score within the good to excellent range to qualify for Amex Platinum Card.
2. Even if you can use just a handful of these perks, it’s easy to cover most (or all) of the Amex Platinum’s annual fee.
3. The high earning rates give the card a powerful punch when it comes to maximizing rewards on everyday spending and bills.
4. However, the plethora of lifestyle-oriented benefits helps cardholders justify keeping the Amex Platinum in their wallets.

Plus you receive a $120 annual dining credit ($10 per month) to cover food from Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. You can also earn 3% cash back at U.S. gas stations, (on up to $6,000 in purchases per year, then 1%). This is a decent rewards rate since all other purchases earn a standard 1% cash back. The Amex Platinum card is packed with valuable premium benefits that can save money, make travel more comfortable, and provide protection when you need it.

The Platinum Card From American Express Exclusively for Morgan Stanley

Robin Saks Frankel is a former credit cards and personal finance writer and editor for Forbes Advisor. Previously, she covered credit cards and related content at other national web publications including NerdWallet, Bankrate and HerMoney. Because most of the included benefits are the same across all cards, you’re in for a treat whenever you travel. No matter which card you apply for, this family of cards doesn’t skimp when it comes to travel benefits.

On the Amex Platinum, it now costs you $195 for each new authorized user, but given the array of benefits they’ll enjoy, this can be a solid option under the right circumstances. This is a great way to ensure you maximize these statement credits. For example, you may not want to use the Equinox credit if you use a different gym or fitness provider. However, if your authorized user charges an Equinox membership to the card, those purchases will trigger the statement credit until the $300 annual maximum is reached.

You don’t have to use it for your own membership; it can be for anyone. As long as you enroll your eligible Amex card and then use it to pay for Clear, you’ll receive up to $189 in rebates each calendar year. This will bring you to a page of tiles, each explaining a different perk of your card. You must enroll your card for this statement credit to activate, but the process is simple. Not only does it give you solid earnings at Hilton properties, but it also provides automatic Hilton Gold elite status. Hilton Gold status offers perks such as complimentary breakfast and space-available upgrades when you stay at Hilton properties.

TIME’s Take

These offers are subject to change at any time and are not necessarily available to everyone. In a broad sense, a credit card concierge is best for outsourcing planning and shopping tasks that would amex playing cards otherwise be too difficult and/or time consuming to do yourself. That could mean calling a restaurant until reservations open up, finding a rare gift or making detailed travel arrangements.

But for a long time, The Platinum Card from American Express was the only premium rewards card on the market. If you had an Amex Platinum Card, with its sleek design and hefty metal weight, there was a sense of cachet. The card_name is worth it for consumers who spend a lot at U.S. supermarkets and U.S. gas stations, as well as on popular subscription services. This is especially true during the first year when the annual fee is waived. The high earning rates give the card a powerful punch when it comes to maximizing rewards on everyday spending and bills. There is a annual_fees annual fee, but it’s waived the first year.

Unfortunately, many applicants won’t be eligible for the Charles Schwab or Morgan Stanley Platinum cards which can make your decision a whole lot easier. The first key benefit that extends to additional Amex Platinum cardholders is lounge access, even when traveling without the primary cardholder. (You can view a full list of participating locations at this link.) Enrollment is required. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. However, the credit card information that we publish has been written and evaluated by experts who know these products inside out.

Complete guide to authorized users on the Amex Platinum Card — now with higher annual fees

It’s packed with benefits and features that appeal to discerning travelers as highlighted above. The Additional Platinum Card and the Companion Platinum Card are both types of Additional Cards on the Basic Platinum Card Member’s account. Additional Platinum https://1investing.in/ Cards have many of the same benefits as the Platinum Card, some of which are not available with the Companion Platinum Cards. Alternatively, if you frequently travel with your spouse (or children over the age of 12), you can add them as authorized users.

Any premium American Express cardholder may access the Amex Platinum concierge service, not just Platinum cardholders. A personal booking assistant can be extremely useful for last-minute needs. We recommend taking advantage of Amex’s concierge service when you need it, but also advise anyone using the service to remember to be polite and keep your requests within reason. As a premium American Express cardholder, you can use your complimentary concierge service to buy concert tickets, book a hotel or restaurant, book a day at the spa or a golf course and even send flower deliveries. Whatever the concierge books for you will be charged to your eligible American Express card. You will be responsible for the cost of any purchases, including shipping, taxes or fees.

PREPAID CARDS

After all, jumping from a total yearly cost of $175 to $585 for three authorized users is a massive increase. More casual travelers may not benefit enough to warrant the new $195 annual fee for each additional Platinum cardholder. Another great perk that also extends to additional Amex Platinum cardholders is the statement credit for Global Entry (up to $100) or TSA PreCheck ($78) application fees. Just like the benefit provided to primary cardholders, each authorized user can use this benefit once every four years for Global Entry or once every 4.5 years for TSA PreCheck. Also, you don’t even need to use the credit for your own membership — any qualifying charge for a friend or family member will trigger the credit.

Instead, it’ll cost you $50 for each adult guest over the age of 18, and you’ll pay $30 for each child between the ages of 2 and 17 (children under two are still free). Mayerowitz and Senior Reporter Andrew Kunesh both get tons of value out of the companion certificate. This annual perk lets you book a round-trip ticket for a companion for just the cost of taxes. The companion certificate is even valid on first-class tickets, potentially saving you thousands of dollars on airfare. Scroll past the details and tips until you see a picture of your card.

Hilton Honors American Express Aspire Card

TPG Senior Editor Nick Ewen values Hilton Gold status at $1,255, depending on how often you stay. This credit is limited enough that we aren’t seeing any non-obvious methods for redeeming. If you have any of these subscriptions already, this credit is a good deal for you. If not, the credit may be enough to spur you from trying a new thing — but do not calculate this credit into your annual savings unless it’s money you would have spent anyway. You will not be reimbursed for subscriptions bundled with cable services or other bundles.

While you can access basic Peacock TV streaming for free, you’ll need to purchase a subscription for the premium versions. I have received outstanding value multiple times by transferring a mere 42,000 Amex Membership Rewards to Avianca to redeem for United Polaris flights to Europe. Transferring your points to the right airline or hotel program is usually the best way to maximize your Membership Rewards points value.

The offer is applicable on various cards offered by American Express in India. Travelers will appreciate that they can transfer rewards to partner travel rewards programs for award tickets or hotel stays. Currently, there are over 20 travel loyalty programs available. Each one is more unique than you’d expect given the similarities in their names.